After Home Closing, Which Documents Should I Keep? » Mortgage Masters Group

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 · Among other requirements in the rule, creditors must retain copies of the new Closing Disclosure for five years, and if the creditor sells, transfers, or otherwise disposes of its interest in a covered mortgage loan and does not service the mortgage loan, the creditor must provide a copy of the Closing Disclosure to the new owner or servicer as a part of the transfer of the loan file.

Release of Deed of Trust or Satisfaction of Mortgage. Depending on whether your home loan was originally secured by a deed of trust, also known as a trust deed, or by a mortgage, one of two lien release documents must go to your jurisdiction’s recorder or tax assessor’s office.

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A guide to important home buying documents to keep after closing on your home and which documents can be originals and which can be copies. Source: After Home Closing, Which Documents Should I Keep?. Mortgage Masters Group NMLS Branch ID#: 373290 phone 772-340-4003 Email doug.

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Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do’s and Don’ts to keep in mind throughout the [.]