Mortgage Approval in 3 Minutes 20 Seconds – New Florida Mortgage

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1st florida mortgage specializes in new home purchases: VA, FHA, and USDA loan options available. As a direct lender we offer ultra competitive rates and we can close loans fast – typically in 28 days or less. local florida mortgage company; local customer service. Call Today 800-501-2131 or apply online!

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Fast Approval/Funding Process – Private money loans can be approved and issued in as little as a few days. Hard money loans, for example, typically take as little as 3 minutes for prequalification and 10 – 15 days to receive funding. Rehab Financing Available – Private lenders like hard money lenders offer rehab financing.

What is the remaining 1 st mortgage balance? What is your 1 st mortgage interest rate? How will this property be used? What kind of rate do you have? Do you have a second mortgage? Would you like to borrow additional cash? What is your employment status? Bankruptcy, short sale, or foreclosure in the last 3 years? Can you show proof of income?

Compare current mortgage rates in Florida and save money by finding best mortgage rates in Florida. Get customized mortgage rates from Hsh.com. 20 year fixed mortgage rates today from 3.250%. Updated: 8/29/2019. LoanDepot, llc. 20 yr. fixed.. mortgage rates by loan term and type.

Fixed Rate Mortgage – This type of mortgage has a set interest rate for the life of the loan, which can be for a 10-, 20- or 30-year period. This means the home owner’s monthly mortgage payment will not change. Adjustable Rate Mortgage – These loans have a fixed interest rate for a certain period of time. Typically, this is 5, 7 or 10 years.

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Veterans using their VA loan benefits for a second time and purchasing with $0 down typically have a funding fee of 3.3 percent of the loan amount. The VA Funding Fee will be slightly less for those borrowers purchasing with money down. VA borrowers with a service-connected disability are exempt from paying this fee.

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